Financial Analysis Projects in JaipurFinancial Analysis Projects in Jaipur
Cover image for Title: KYAT Gold — Gold
Title: KYAT Gold — Gold Savings App (iOS & Android) Description: The customer side of a digital gold savings platform, built in Flutter for iOS and Android. The app does three things people usually have to visit a jeweller for. It runs digital gold and silver SIPs at live market rates, with holdings tracked to three decimal places in a personal vault. It lets customers join monthly savings groups — the traditional chit model — and see exactly how full a group is, how many tokens remain, and when their next installment is due. And it handles the payments for both, with a countdown to the due date and one-tap settlement. The screen I'd point to is the scheme calculator. Gold savings groups are genuinely hard to understand — there's a monthly amount, a token count, a total commitment, a guaranteed floor and a variable upside, and most people encounter all of that for the first time at the moment they're deciding whether to trust you with money for eleven months. So it's built as something you drag rather than read: move the token slider and total investment, minimum guaranteed return and maximum return all update together. The maths was never the difficult part. Making the commitment legible before someone signs up was. The vault handles a related problem in the other direction. Gold is priced per gram, but people think in rupees, so buying works either way with a unit switch — enter ₹500 or enter 0.5g and the app resolves it against the live rate. Onboarding is phone number and OTP only. No password, no email, no form. For a first-time gold saver the signup screen is where you lose them. Flutter and Dart on the client, Node.js and MongoDB behind it, PayU for collection, and a live pricing feed driving every rate shown in the app.
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Cover image for Title: KYAT Gold — Digital
Title: KYAT Gold — Digital Gold Savings & Chit Fund Platform Description: A production fintech platform for a gold trading business, built end to end — customer mobile apps plus the admin console that runs the operation behind them. The product covers three revenue lines that most gold businesses run separately. Customers buy digital gold and silver as a SIP at live MCX rates, with holdings kept in a vault ledger. They join traditional chit groups with monthly installment collection and scheduled draws. And branch staff can transact over the counter on a customer's behalf through an OTC desk, with custom price override for negotiated rates. The admin console is where the real complexity sits. Operators get one view of daily collections, overdue exposure, autopay success rate and payout queue, alongside time-series collection analytics and per-group draw progress. Because these are savings schemes members have to trust, monthly winner selection runs on SHA-256 seed verification with a downloadable audit trail — the draw is provably fair rather than something the operator can quietly influence. The hardest part wasn't any single screen. It was reconciliation: gold prices move continuously, chit installments arrive irregularly, payouts are scheduled monthly, and every one of those has to stay consistent against a vault ledger that regulators and members can both audit. Getting that right shaped most of the backend design. Mobile apps in Flutter for iOS and Android, PayU handling payment collection, and a Node.js backend managing ledgers, vault accounting, autopay retries and scheduled payouts.
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